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Bank Fraud Attorney and Wire Fraud Attorney


Charged with Bank Fraud or Wire Fraud in Houston, Texas?

After a federal indictment or finding out you’re under investigation for financial fraud, you need an experienced federal bank and wire fraud attorney who has defended complex internet crime cases successfully. You need to call Chernoff Law, a local law firm in Houston, Texas with experienced, top rated defense attorneys for federal charges like these.

Wire & Bank Fraud Charges

Bank fraud is a white collar crime and is a term that may be applied to other types of white collar crimes such as credit card fraud, wire fraud, embezzlement, and mortgage fraud.

Bank Fraud Examples

  • Passing bad checks
  • kiting checks
  • falsifying loan documents

If you or a loved one has been charged with bank fraud or any other white collar crime you should immediately contact a Houston white collar crime attorney to discuss your case.

The penalties that will be imposed upon a conviction are severe, and depending upon the evidence in the case and the degree of financial loss in the case, can lead to decades in federal prison as well as tens of thousands of dollars in fines, loss of property and other repercussions. Early involvement in the case, before formal charges or immediately after an arrest is vital in any federal crime defense, and we urge you to contact us at once if you are accused of this serious federal crime.

Facing bank fraud charges?

Individuals accused of committing bank fraud or any other federal crime in the Houston area should immediately contact a defense lawyer from Chernoff Law to seek legal advice and secure aggressive representation. Your consultation with an experienced bank fraud attorney from our firm should take place immediately after your arrest, or if you become aware of being under investigation.

Our firm has an extensive history of successfully defending clients against white collar crimes charges and one of our partners is board certified in criminal defense. Contact our firm today for a comprehensive review of your case if you or a loved one has been accused committing bank fraud or any form of white collar crime in the Houston area.

Bank Fraud: Faulty Financial Gain

Seemingly, there is hardly a simpler crime than bank fraud, wire or mail fraud. If someone defrauds(i.e. lies), attempts to execute a scheme to defraud, or obtains money by false or fraudulent pretenses(i.e. lies) he has committed a crime.

What’s the Difference Between Wire Fraud and Bank Fraud?

Wire Fraud is similar to Bank Fraud in that the accused allegedly defrauds for faulty financial gain, but does this to a financial institution or by mail, telephone, internet or some other electronic means, he can be prosecuted by the federal government. 18 U.S.C § 1343, 1344.

Elements of a wire fraud crime that distinguish them from mail fraud according to the Office of the United States Attorneys Office CRM 941.18 § 1343 

include “the use of an interstate telephone call or electronic communication made in furtherance of the scheme.”

Four Elements of Wire Fraud

The prosecution must prove beyond a reasonable doubt that the four elements of wire fraud occurred, or else the charges may be eligible for dismissal or the jury could return a not guilty verdict.

  1. that the defendant voluntarily and intentionally devised or participated in a scheme to defraud another out of money;
  2. that the defendant did so with the intent to defraud;
  3. that it was reasonably foreseeable that interstate wire communications would be used; and
  4. that interstate wire communications were in fact used.

SOURCE: Office of the U.S. Attorneys Office

Fraudulent schemes can be quite complicated and if more than one person is alleged to be involved in the scheme, the government often prosecutes the crime as a conspiracy to commit bank fraud, mail or wire fraud.

Most of the time the indictment contains numerous counts alleging every conceivable way of proving the bank fraud, including conspiracy, attempt, aiding and abetting and tax evasion.

We have defended a load of federal bank fraud cases, including mortgage fraud, and no matter how complex, they all seem to be controlled by one basic investigatory rule: Follow The Money. Documents always tell the truth, but documents can be interpreted, analyzed and put into context.

Sometimes the only thing that connects an individual to the voluminous documents that make up the alleged fraud is one signature. But trust the FBI to float down the river of money when determining who is at fault.

Are Wire Fraud & Bank Fraud Different?

Technically yes, but wire fraud is a white collar crime similar to mail fraud. Wire fraud is the attempt to steal money or property through fraud or deception while utilizing “wire” means such as the internet, telephones, radio, television or electronic financial transactions.

Accusations of wire fraud are particularly dangerous because they are charged in federal court, where the penalties can be severe under the Federal Sentencing guidelines. Wire fraud crimes often cross state lines and are often part of another serious white collar crime case. Contact a white collar or internet crime lawyer immediately if you have been charged with committing wire fraud or any other white collar crime.

When transmission of information through the communications systems is part of a criminal activity, charges will be filed against you that can result in severe penalties if convicted. Ensuring you have the legal representation of an internet crime lawyer who is fully familiar with defending cases in federal court, and has the resources to draw upon to defend your case is an urgent matter. We urge you to contact our firm at once if you are accused of wire fraud, either in conjunction with another criminal offense or as your only offense. In either case, your future is at risk without immediate defense action on your behalf.

Fighting Your Charges in Court

Individuals accused of committing wire fraud or in the Houston area should immediately contact a federal crime attorney from Chernoff Law to seek legal advice and secure aggressive representation. At our firm, our founding attorney is board certified in criminal defense and we have a proven record of successfully defending clients against allegations of white collar crime in both the state and federal criminal systems. Contact our firm today for a comprehensive review of your case if you or a loved one has been accused of committing wire fraud and are seeking a high quality legal team with a proven history of success.

Federal Government Investigations Require Fraud Lawyers

Sometimes the innocent get caught up in the FBI’s net. After all, not everyone who makes money from a transaction is aware of deceit; think of the number of interrelated people involved in a real estate deal. Sometimes trusting individuals are aware of the deceit, but haven’t a clue about the extent and severity of the scheme. If he is going to limit his client’s exposure, Defense counsel must be thoroughly prepared and knowledgeable about the intricacies of the case. Most of the time this means a working knowledge of thousands of financial documents.

It’s a simple crime, but a person accused of federal fraud will not be involved in a simple case. Experienced counsel is a must. This is no place for the novice. If you are being investigated call Chernoff Law to speak to our experienced fraud lawyers.